今天在yahoo上看到這篇文章,頗有趣的,拿前幾段來分享嚕
Source:Yahoo Finance
http://finance.yahoo.com/news/10-reasons-not-rich-yet-000000742.html?page=1
As a financial advisor, I have spent many
years helping other people overcome financial stumbling blocks so they can
become rich. Ironically, the one person I have had the most trouble helping is
myself.
Being “rich” can mean different things to
different people, but I believe it means having the financial freedom to
achieve your goals and live the life you want. I am great at giving advice; I
am not always so great at taking my own advice (know anyone like that?). So,
when it came to helping my clients understand why they weren’t rich yet, the
easy part was explaining the culprits, because I was all too familiar with most
of them.
Regardless of our upbringing, education,
profession or lifestyle, most of us are not where we want to be financially and
our reasons are probably more similar than different. The good news is that it
is never too late to become rich if you, like me, are ready to own up to the
reasons you’re not and do something about it.
Want to know why you aren’t rich yet? Keep
reading.
#1: You spend money like you’re already
rich.
Sure, it feels good to buy expensive
things, whether it’s a luxury car, designer clothes, a big house in the burbs,
or a tropical vacation. Even if you don’t necessarily buy pricey items, if you
consistently buy stuff you really don’t need, it still adds up fast ($300 trip
to Target for toothpaste? AHEM). But the shopping high only lasts until the
guilt and regret set in or the credit card bill arrives. Most of us are guilty
of living beyond our means and using credit cards more than we should. The
problem is that as long as we continue to spend more than we have, we can’t
start building wealth. Chronic overspending and high-interest, revolving credit
card debt are your worst enemies when it comes to financial success. Spend like
you’re poor and you are much more likely to become rich.
Key words and Phrases
1.stumbling block 絆腳石2.different things to
different people *介係詞to
3.live the life you want *動詞live,因為中文的關係很多人會用have
4.when it comes to 談到
4.when it comes to 談到
5.culprit 罪犯
6.Regardless of 不管
7.upbringing 教養
8.own up 坦白(犯錯)
9.burbs 美國口語"suburbs"
10.pricey 貴的 *不要一直只用expensive
11.means 財產,財力
12.build wealth 累積財富 *使用動詞build
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